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Pay Less with Personalized Instant Rewards

sKash rewards your everyday payments.
When you use your sKash App or sKash card for your everyday spending at any merchant in Cyprus or abroad, you earn cashback vouchers that are instantly discounted from your bill upon your next payment at our network of merchants.

Scan to Get the App
Free Modern Digital Banking
Get an International Bank Account Number (IBAN) & all other banking services in the App
Innovative Payment Tool
Pay in person, online & remotely using the most secure & easy payment tool.
Personalized Cashback Vouchers
Easy & secure discounted payment at checkout.

Why sKash?

sKash rewards you with cashback vouchers to all daily transactions with the sKash Visa card & sKash App at any merchant in Cyprus & abroad.

Get a Free Account with an IBAN

All banking services in one App

From card settings, to cash withdrawals, to money transfers, all your financial needs are covered

Pay, receive & request money in a tap

Send & receive money from anyone who has a Cypriot number. They don’t need to have a sKash account.

Eco-Friendly VISA card

A contactless card that gives you cashback vouchers every time you pay in Cyprus & abroad.

Bank transfers & Cash withdrawals

Transfer money to & from any bank in Cyprus or abroad.
Withdraw money from any ATM in Cyprus or abroad with the sKash card.

Save Time & Money when Paying
With sKash App or sKash Card

Pay with sKash QR at merchants

Tap to activate your QR & pay instantly by scanning it at merchants - Most convenient & secure payment tool

Pay with sKash Card beyond our network of merchants

For beyond our network of merchants, use the sKash card to pay & keep on earning cashback vouchers.

The most convenient way to pay your bills

Pay all your bills easily with one-tap from within the app with no additional fees.

1500+ Points of Sale To Pay Less Instantly

Anywhere else, pay with sKash VISA Card & still earn cashback vouchers

View all Merchants

Watch our explainer Video

Pay Save Repeat

Save up to 10% everytime

Continue with your daily purchases at your preferred merchants & get cashback vouchers on each transaction.

Benefit from cashback in-store & online

Even by paying online, you get rewarded with cashback vouchers.

A network of 1500+ points of sales: Groceries, Coffee, Fuel, Food & all your daily needs.

The more you use sKash, the more the smart algorithm learns about your preferences.


Pay less on your every day transactions.

Scan, Download & Start Paying less.